Payment Service Hub

Every Rail.
One Intelligent
Hub.

Orchestrate real-time, same-day, forward, bulk, and API-enabled transactions across every payment rail — consolidated, compliant, and effortless from a single modern platform.

Real-Time RailsAPI-FirstISO 20022
RTGSHigh-value settlementSWIFT MT/MXCross-border messagesReal-Time PaymentInstant confirmationAPI PaymentsProgrammable railsPSHHUBCommercial BanksDomestic settlementClearing HousesIPS, RTGSSWIFT NetworkGlobal messagingCorrespondentsNostro / Vostro
100+Payment Submodules
99%+Auto-Match Reconciliation
DaysNot Months to Deploy
ISO 20022Native Message Standard
Unified Coverage

One Platform. Every Payment Type.

Streamline your payment processes through one integrated hub. Consolidate rails, reduce complexity, and deliver consistent control across every transaction type.

Centralized Payment Visibility

Achieve total, multi-rail visibility and comprehensive oversight across all global payment flows, enabling your treasury operations to enforce rigorous monitoring and maintain highly informed, real-time administrative control.

Enhanced Cash Flow Management

Consolidate all transactional pipelines and financial exposure metrics into a single unified platform, dramatically improving your liquidity clarity while empowering executives to make sharper, data-driven strategic decisions.

Embrace Innovation

Maintain a distinct competitive edge by staying ahead of shifting industrial trends, effortlessly capitalizing on emerging settlement networks, digital rails, and next-generation payment innovations as they gain mainstream adoption.

Adapt Quickly to Change

Adapt instantly to evolving market behaviors and stringent international regulatory mandates by leveraging built-in modular configurability and unmatched system flexibility without the need to overhaul your core architectural framework.

Orchestration

End-to-End Payment Orchestration

From initiation to settlement, automate every payment path with workflows that keep services reliable and customers satisfied.

Payment Orchestration
  • Unified Payment Orchestration

    Manage payments across multiple systems from a single intelligent control layer.

  • Customizable Workflows

    Design shared or isolated workflows tailored precisely to each product and service.

  • Universal Message Format Support

    Adapt seamlessly to message formats across any channel, customer, or counterparty.

  • Protocol Agnostic

    Receive and route messages through any protocol to keep transactions flowing without interruption.

  • Seamless Integration

    Connect effortlessly with every banking application, core system, and external platform.

  • Tailored Communication

    Speak the preferred formats and protocols of external parties, central banks, or SWIFT.

Transformation

Any-to-Any Message Transformation

Transform SOAP, JSON, text, and more with precision. Connected to PSH, conversion stays fast, accurate, and fully compliant.

Message Transformation

Canonical Structure Transformation

Standardize every message to ISO 20022 for consistency and regulatory compliance.

Unified Canonical Structures

Separate canonical structures for inbound and outbound flows simplify all mapping work.

Default Value Setting

Set intelligent defaults during mapping to eliminate manual overhead and reduce errors.

Data Conversion Capabilities

Convert dates, timestamps, and custom formats to keep every connected system interoperable.

Liquidity

Advanced Liquidity Management

Enterprise-level visibility for real-time payment flows. PSH's LQM subsystem keeps liquidity optimized while reducing operational burden.

Real-TimeCashflow Visibility
AutoTreasury Operations
ZeroManual Shortfalls
100%Regulatory Compliance
Liquidity Management

Enhanced Cashflow Visibility

Gain real-time insight to reduce operational and transaction costs enterprise-wide.

Optimized Liquidity

Allocate funds across accounts and currencies proactively to avoid shortfalls or excess idle cash.

Automated Treasury Operations

Automate treasury functions to boost efficiency and eliminate repetitive manual processes.

Regulatory Compliance

Stay compliant with robust reporting, audit trails, and built-in monitoring capabilities.

Integrated Reporting

See consolidated liquidity positions in real time to make faster, more confident decisions.

Innovation

PSH Product Bundles

Curated payment bundles designed to enhance visibility, lower costs, and keep your institution moving with the market.

Account to Account Transfer

Move funds within the same bank with speed and complete security.

RTGS Payment

Real-time gross settlement for critical high-value transactions.

Real-Time Payment

Instant payments with immediate confirmation and fund availability.

Utility & Government Bill Payment

Centralized, secure payments for utilities and government services.

SWIFT MT (Fin) Payment

Traditional financial messages worldwide via MT standards.

SWIFT MX ISO 20022

XML-based ISO 20022 standards for richer, structured messaging.

SWIFT Exception & Investigation

Resolve payment exceptions efficiently with SWIFT services.

SWIFT API Payments

Real-time payment execution via SWIFT's modern API stack.

Platform

Innovation Starts Here

Over 100 submodules cover every payment need — from same-bank transfers to cross-border settlements — with cloud-native, API-first architecture.

PSH Functional Diagram

With any-to-any transformation, ISO 20022 support, and SWIFT API enablement, deployment takes days — not months. Built equally for digital banks, neobanks, and conventional institutions alike.

Reconciliation

Advanced Payment Reconciliation

Seamlessly clear and automatically match more than 99% of your total transaction volume using intelligent processing engines, while providing your treasury team with granular, real-time visibility into the exact status of every individual line item.

Automated Matching

Establish highly customized matching parameters and complex rule sets embedded with automated exception routing, ensuring unwavering, end-to-end processing accuracy and reducing manual cross-checking across your entire organization.

Rule-Based Definitions

Empower your internal financial departments with a singular, completely unified dashboard that aggregates real-time settlement statuses, rolling ledger balances, and outstanding reconciling items into an easy-to-manage visual environment.

Centralized Visibility

Streamline external data exchange by communicating seamlessly in the specific, preferred messaging formats and transmission protocols required by every corporate counterparty, financial network, or international clearing house.

Tailored Communication

Streamline external data exchange by communicating seamlessly in the specific, preferred messaging formats and transmission protocols required by every corporate counterparty, financial network, or international clearing house.